Ren2Home was created to help individuals and families find and move into the home of their choosing when the traditional path of a bank or mortgage company is either not an option or simply too time consuming. This program is not for everyone, but in many cases, neither are the quoted best rates we see published on a regular basis. Many times when shopping for a mortgage, the quoted best rates are not what you will get, especially if have had any hiccups in your income or have a past credit issue.
The Founders, as seasoned Real Estate professionals, live in the real world and we understand that there are a multitude of reasons for people to look for another avenue to buy a home. Many of us have experienced hardships, unexpected events and even things as simple as self employment that can make getting a traditional loan a difficult task. And on occasion, even with stellar credit history, the time and/or uncertainty of getting the loan can cause the loss of a deal on a house you want. Since we are able to close relatively quickly and as a cash buyer, we work with our clients to not only get in the house they desire, but also make as good a deal as possible.
These days qualifying for a home mortgage is one of the most stressful things a person can go through and given a choice most individuals see owning your own home as a source of stability and happiness not present when subject to an individual landlord whims and uncertain rent increases. Very often families are forced to move when an owner decides to sell the home they are living in, or perhaps face an unaffordable rent increase to stay in the same home. Moving is always expensive, and many times families are forced to move out of a neighborhood they and their children have become accustomed to and love, made friends in and put down roots in the local church or civic groups, and even participate in local athletic and charitable programs. These days we all recognize that stability is one of the best gifts you can give your kids.
So as you review the details of our program, feel free to jump to the FAQ's to answer many of your questions. We have built in a sort of forced savings plan by accumulating 10% of your monthly payment as a "purchase credit", along with your initiation fee. We have made it relatively cost effective to move in by simply requiring an initiation fee equal to 1 month's lease payment and the first month's rent, the only other fee is the initial application fee for us to do the credit and background checks. Using our online client access, you can securely login and see all of your account details in real time.
Our mission is to make this process as simple, predictable and transparent for not only our investors, but also our valued customers. In our opinion, we have created a business that is solid and sustainable for our investors, but also a benefit which satisfies a genuine need for our customers. We believe that it is possible to do good and to do good business. Every detail is laid out for the customer to see, with no hidden fees or unexpected charges and no rent increases, EVER! By creating a completely transparent platform, we eliminate many of the frustrations seen in the mortgage industry today. We leverage heavily on available technology to not only increase the speed of needed relevant information for transactions, and match scale to our volume and keep the program cost effective for our customers.
While this program is primarily designed for owner/occupants, as long as a customer's income will justify the monthly payment, we are able to work with those looking for a second home, buy an investment property that's a fix and flip, or even the family that is selling a home to move to a different location. We understand that the timing of a sale may not always line up with the timing of the new home purchase. Also, we allow a simultaneous option exercise and sale by our customers, but in this scenario we charge a minimum commission on the sale. For example, if you bought a home, and after a few years your job changed, or had another opportunity, or the desire to move, you could sell the home and reap the benefits of your care for the home and the market improvements.
We look forward to working with you as a client, investor or business partner; please feel free to contact us.
The Founders, as seasoned Real Estate professionals, live in the real world and we understand that there are a multitude of reasons for people to look for another avenue to buy a home. Many of us have experienced hardships, unexpected events and even things as simple as self employment that can make getting a traditional loan a difficult task. And on occasion, even with stellar credit history, the time and/or uncertainty of getting the loan can cause the loss of a deal on a house you want. Since we are able to close relatively quickly and as a cash buyer, we work with our clients to not only get in the house they desire, but also make as good a deal as possible.
These days qualifying for a home mortgage is one of the most stressful things a person can go through and given a choice most individuals see owning your own home as a source of stability and happiness not present when subject to an individual landlord whims and uncertain rent increases. Very often families are forced to move when an owner decides to sell the home they are living in, or perhaps face an unaffordable rent increase to stay in the same home. Moving is always expensive, and many times families are forced to move out of a neighborhood they and their children have become accustomed to and love, made friends in and put down roots in the local church or civic groups, and even participate in local athletic and charitable programs. These days we all recognize that stability is one of the best gifts you can give your kids.
So as you review the details of our program, feel free to jump to the FAQ's to answer many of your questions. We have built in a sort of forced savings plan by accumulating 10% of your monthly payment as a "purchase credit", along with your initiation fee. We have made it relatively cost effective to move in by simply requiring an initiation fee equal to 1 month's lease payment and the first month's rent, the only other fee is the initial application fee for us to do the credit and background checks. Using our online client access, you can securely login and see all of your account details in real time.
Our mission is to make this process as simple, predictable and transparent for not only our investors, but also our valued customers. In our opinion, we have created a business that is solid and sustainable for our investors, but also a benefit which satisfies a genuine need for our customers. We believe that it is possible to do good and to do good business. Every detail is laid out for the customer to see, with no hidden fees or unexpected charges and no rent increases, EVER! By creating a completely transparent platform, we eliminate many of the frustrations seen in the mortgage industry today. We leverage heavily on available technology to not only increase the speed of needed relevant information for transactions, and match scale to our volume and keep the program cost effective for our customers.
While this program is primarily designed for owner/occupants, as long as a customer's income will justify the monthly payment, we are able to work with those looking for a second home, buy an investment property that's a fix and flip, or even the family that is selling a home to move to a different location. We understand that the timing of a sale may not always line up with the timing of the new home purchase. Also, we allow a simultaneous option exercise and sale by our customers, but in this scenario we charge a minimum commission on the sale. For example, if you bought a home, and after a few years your job changed, or had another opportunity, or the desire to move, you could sell the home and reap the benefits of your care for the home and the market improvements.
We look forward to working with you as a client, investor or business partner; please feel free to contact us.
